Appraisal services for Rochester and Monroe County homeowners

Check out the top 7 reasons why New York homeowners hire Marco Tiberio:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge your property tax assessment in New York
Remove PMI to reduce a mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of New York, when real estate needs to be divided
Settle an estate in New York by determining the true market value of a property


	Own a home in or near Rochester, New York and need help determining the price of it? Contact Marco Tiberio.

At Marco Tiberio, we understand the unique needs of a consumer in need of appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Marco Tiberio, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close to yours. This means you're probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Marco Tiberio is your #1 weapon when challenging your property tax assessment.

Need to remove PMI?

A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Marco Tiberio is seasoned in helping people just like you delete unwanted and unneeded PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be troublesome from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Marco Tiberio can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.